Chara Daśā in Tri-Loka Analysis: Predicting Events in Bhūr, Bhuvaḥ, and Svarga

A Mystical Application of Chara Daśā from the Jagannātha Sampradāya

For what is to be revealed belongs not to printed pages but to the living breath of the Guru-Paramparā. This teaching flows from the Jagannātha Sampradāya of Puri—where time is seen not merely in numbers, but as the triple current of life through the three Lokas: Bhūr, Bhuvaḥ, and Svarga.

Today, we shall discuss how the Chara Daśā system, given by Maharṣi Jaimini, may be unfolded into Tri-Loka analysis—dividing time into three realms of manifestation:

Bhūr-loka – the realm of the physical body, material outcomes, survival and action.
Bhuvaḥ-loka – the realm of the mind, emotions, psychic impressions and interpersonal experience.
Svarga-loka – the realm of the soul’s evolution, spiritual ripening, inner liberation, and divine insight.

The technique is rarely known or taught, and was preserved in the oral teachings of certain astrologer-sādhakas connected to the Puri temple traditions and Kṛṣṇa-Dvārakā rituals.

Let us now uncover how to read each Chara Daśā period as a three-tiered karmic current, simultaneously active across three levels of consciousness.

I. Chara Daśā: A Recap of Its Purpose

Chara Daśā is the rāśi-based daśā taught by Jaimini Ṛṣi in the Upadeśa Sūtras. It is primarily designed to reflect events at the level of the manifest world, especially when combined with Chara Kārakas and Arūḍha Padas.

Yet those with deeper yogic sight know that each rāśi daśā also activates a corresponding current in the subtle (mental) and causal (spiritual) bodies. The Daśā, then, is not a linear timeline, but a spiral path of karmic unfoldment across multiple realms.

II. The Principle of Tri-Loka in Jyotiṣa

According to the Jagannātha Pañcarātra and several Yogic commentaries, every action ripples simultaneously in three planes:

Bhūr – gross body (annamaya kośa): physical life, health, money, house, work.
Bhuvaḥ – mental and pranic body (manomaya + prāṇamaya kośa): relationships, desires, emotional karma.
Svarga – causal body (vijñānamaya + ānandamaya kośa): soul impulses, dharma, spiritual sādhanā, mokṣa-path.

Each Chara Daśā rāśi, therefore, must be read at three layers, through three different lagnas or indicators.

III. The Three Lagnas for Tri-Loka Reading

To decode events across the three Lokas, we align each with a different reference point:

Bhūr-loka-

Reference- Lagna (Ascendant)

Domain- Physical body, worldly life

Bhuvaḥ-loka

Reference- Chandra Lagna (Moon Lagna)

Domain- Emotions, mind, desires

Svarga-loka

Reference- Ātmakāraka in Navāṁśa (Kārakāṁśa Lagna)

Domain- Soul’s calling, dharma, spiritual events

Thus, each Chara Daśā rāśi must be interpreted from three lagnas, revealing a multi-dimensional time experience.

IV. Reading Chara Daśā through the Three Lokas

Let us now examine how to interpret a Chara Daśā period across the Tri-Loka dimensions.

Example: Suppose the current Chara Daśā is

Tula (Libra)

Bhūr-loka (From Lagna)

Count the sign Libra from Lagna.
Assess physical effects: career, income, marriage, housing, accidents, physical change.
If Libra is 10th from Lagna → career uplift or change.
If afflicted by Rāhu/Saturn → possible health issues or material loss.

Bhuvaḥ-loka (From Moon Lagna)

Count Libra from the Moon.
Reflects inner weather: mental states, emotions, love, fear, depression, passion.
If Libra is 6th from Moon → emotional conflicts, mental strain, interpersonal clashes.
If Venus is strong → romantic developments, beauty, emotional harmony.

Svarga-loka (From Kārakāṁśa Lagna)

Count Libra from Kārakāṁśa.
Reveals spiritual current: entry into mantra, meeting a Guru, isolation, inner shifts.
If Libra is 9th or 12th from Kārakāṁśa → signs of dharma awakening or renunciation.
Presence of Ketu → a time of karmic dissolution, detachment, intuitive vision.

Thus, in a Libra Chara Daśā, three things may happen:

In Bhūr-loka: You get promoted.
In Bhuvaḥ-loka: You suffer anxiety or attraction to beauty.
In Svarga-loka: You meet your Guru or begin spiritual sādhanā.

Each event may not be connected, yet each is part of the triple karma unfolding from the same rāśi.

V. What to Observe in Each Loka

Here are key indicators to read in each layer:

Bhūr-loka

(Lagna-based):

House position of daśā rāśi from Lagna
Arūḍha Lagna and A10 (career)
Malefics/benefics placed or aspecting

Bhuvaḥ-loka

(Moon-based):

Position of daśā rāśi from Moon
Relationship with AL (reflected self)
Aspects from Mercury/Venus (mental harmony) or Saturn/Mars (mental pressure)

Svarga-loka

(Kārakāṁśa-based):

House of daśā rāśi from Kārakāṁśa
Aspect of Jupiter or Ketu
Activation of dharma trines (1st, 5th, 9th from Kārakāṁśa)
A9 (Arūḍha of the 9th house) and the Moon’s Navāṁśa position

VI. Timing Tools to Refine the Tri-Loka Reading

Chara Daśā → the primary karmic rāśi influence
Tārā Daśā → to check mental and soul connections
Transits:
- Jupiter/Ketu over daśā rāśi → Svarga-loka activation
- Moon/Saturn over daśā rāśi → Bhuvaḥ-loka stirring
- Mars/Rahu over daśā rāśi → Bhūr-loka agitation

VII. Practical Application

Case Illustration:

A sādhaka enters Chara Daśā of Scorpio.
Scorpio is 6th from Lagna, 4th from Moon, 12th from Kārakāṁśa.

Bhūr-loka: Health struggles or workplace conflict arise.

Bhuvaḥ-loka: Emotional instability or mental restlessness increases.

Svarga-loka: Entry into spiritual retreat or solitude. Dreams intensify. Mantra initiation possible.

This reveals a period of karmic struggle outwardly, but great growth inwardly.

VIII. Remedies and Yogic Recommendations per Loka

For Bhūr-loka imbalances: Serve the physical body. Ayurveda, clean food, disciplined sleep.
For Bhuvaḥ-loka agitation: Chant, write, do bhakti. Purify the emotions with mantra.
For Svarga-loka silence: Retreat, meditate, fast. Let the soul speak through stillness.

Balance across all three creates a harmonious daśā experience.

Final Words from the Temple Tradition

Do not measure a Chara Daśā by external events alone.

In each rāśi period, three lives are unfolding within you.

One is visible, one is felt, one is sacred.

The Jagannātha Sampradāya teaches us that true prediction is not about knowing events, but beholding the play of consciousness across the three worlds.

Thus, in every daśā:

See what your body is doing. (Bhūr)
Feel what your mind is stirring. (Bhuvaḥ)
Watch what your soul is seeking. (Svarga)

Then prediction becomes sādhanā, and astrology becomes the mirror of the soul’s pilgrimage.

Om Tat Sat.

____

For consultations and courses-

https://www.astrotwelve.com

+91 8909000095